A budget tells you whether you can afford the wedding. This tells you whether you can afford it in August, which is the question that catches couples out.
Most suppliers take 20 to 50% at booking, often a year ahead, then the balance one to four weeks before the day. Venues often want settling 30 to 90 days out. Caterers bill on final headcount, one to two weeks before.
Two couples can have the same budget and wildly different stress levels, based purely on payment timing.
Add each supplier with its deposit and balance dates. The forecast runs forward from today and shows what you will have left after each month.
Deposit, midpoint, balance. Each with its own date, so the forecast knows exactly when the money goes.
Not a red total. The specific month, the amount short, and which payments caused it.
Around 61% of UK couples get help from family. Five thousand promised in June does not cover a deposit due in March.
Couples pay a deposit and forget the rest is due weeks before the day. Miss it and a supplier can cancel.
A cost with no payment date is invisible. We flag anything you have committed to but not yet scheduled.
Most deposits are. We ask you to check the contract rather than assume, and keep the terms alongside the supplier.
Most suppliers take a deposit of 20 to 50% at booking, often twelve or more months ahead, then the balance one to four weeks before the wedding. Venues are the exception and often want final payment 30 to 90 days out. Caterers usually settle one to two weeks before, based on your final confirmed headcount rather than the original estimate.
Because they largely do. Final balances cluster in the last thirty days, so several large payments fall due within weeks of each other. Couples often feel budget-secure but cash-stressed, because the money is needed earlier and closer together than they expected.
Most suppliers can cancel for late payment, and some contracts state explicitly that late payment voids the service. It happens before the wedding rather than on the day, which usually leaves little time to replace them.
Usually not. Deposits compensate the supplier for holding your date and turning away other bookings. Some will transfer a deposit to a new date if you reschedule rather than cancel. Always check the cancellation terms before signing, as they vary significantly.
Yes, with no limits and nothing held back. It is in early access while we build the rest of the platform, and we would rather have people using it and telling us what is wrong than charging for something unproven.
No. You enter what you have agreed with each supplier and what you are putting aside. Nothing is linked to a bank account and we do not ask for card details.